Money for nothing

The tsunami continues. Atop the universal tax cut, the goosed-up shared-equity mortgage, the guaranteed income for new moms, the fatter kiddie cheques, swelled RESP grants, the free startup money and the flood of new child care spaces comes more wrinklie pogey. The latest big promise from Mr. Socks is a 10% boost to OAS payments […]

stREITwise Offers an Easy Way to Invest in Commercial Real Estate

This post is sponsored by stREITwise. All opinions are my own. When you’re evaluating different investment possibilities there are a lot of …

Budget Percentages That You Can Follow for Your Own Personal or Household Budget

At the end of the month, do you look at your bank account balance and wonder where all the money went? If …

How to Make Money as a Kid: 20+ Realistic Options

Bet you didn’t know that one of the worlds most well-known and credited financial geniuses of our time, started making money in …

The house tax

Remember how selling your home and keeping any profit was just a thing? No big deal. Part of living in gentle, trusting Canada. Well, trust left in 2016. Since then you must apply for the Principal Residence Exemption and pass a little test in order to keep your house money, avoiding capital gains tax. The […]


  By Guest Blogger Ryan Lewenza I find it remarkable that one man and 280 characters can have such a huge impact on the global financial markets. Of course I’m talking about President Trump (who else do we talk about these days) and his Twitter account. Whatever you may think about Trump he sure knows […]

The house horny vote

They weren’t expecting Trudeau to do that. So when T2 announced the share-equity mortgage program – in place for a mere 10 days – would be wildly inflated, it hit the Tories hard. As politics, it was brilliant. As complex, impractical and bizarre as it is to share your mortgage with the federal government, the […]


First the attack of dunces, then the drones. Kicking off the election contest, T2 announced that people without money should be able to buy $800,000 houses and taxpayers oughta handle a hunk of the mortgage for them. Then Don’t-call-me-Stephen Scheer announced a universal tax cut in a country where 40% of families already pay no […]

Dr. Garth

The Doctor is IN. Nurse, please restrain and drag in the first patient. Garth, I was wondering if you think it’d be a better idea to go with a 5 year fixed mortgage at 2.59% on a 30 year amortization or a 10 year fixed mortgage at 2.99% on a 30 year amortization? I got TD […]

Unbounded Potential Markets

Talks about WeWork and Uber
Gives an example of how these companies look for larger markets to serve
I find that it helps me understand how to find better business opportunities if I learned how the best did it.