Mr. Groovy

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The Groovy Rule of 2-2-2

When I was a kid, one of my favorite television shows was Room 222. This show was about a high school in California and I was intrigued by it because I was a preteen for most of its run, and little kids are naturally fascinated with the lives of big kids. I also had a … [Read more…]
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Ten Rules for Moving Back Home

I’ve moved back home with mommy and daddy three times in my illustrious career as an adult. Once after college, once in my mid-30s to save for a downpayment on a house, and once more recently to await the construction of Groovy Ranch. So I know a thing or two about moving back home. I … [Read more…]
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The System Works! Or Does It?

Mrs. Groovy and I have now been retired for three years. And I must say that we are kicking this retirement thing’s ass. Here’s the skinny on our retirement thus far: Since retiring, our net worth has increased by $190,000. That works out to an average increase of $63,000 per year. Between my pension and … [Read more…]
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The Only Two Questions You Need to Answer If You Want to Improve Your Finances

I came across yet another academic study that blamed the achievement gap between black and white students on—you guessed it—something other than black students and their parents. This time the culprit was segregation and poverty. The study, Is Separate Still Unequal, can be downloaded here, and it’s worth a look if you don’t mind reading … [Read more…]
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In Real Life, Few People Clamor for Diversity

Last month, I began a continuing education welding course at my local community college. Eleven people signed up for the course—myself included—and to the casual observer, we represent a very diverse lot. Here’s a breakdown of our surface characteristics: 9 men 2 women 8 non-Hispanic whites 2 blacks 1 Hispanic white 7 high school graduates … [Read more…]
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Income and Happiness

As one’s income grows, so does one’s happiness. But this dynamic isn’t immune to the laws of diminishing returns. At an income of $75,000, happiness supposedly peaks. Don’t ask me why, but my fertile mind got hung up on this factoid recently. On one hand, the correlation between income and happiness makes perfect sense. Make … [Read more…]
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Energy, Labor, and Personal Finance

Two weeks ago, the Iranians allegedly bombed Saudi oil facilities and put a big chunk of that country’s oil production offline. Also two weeks ago, the UAW went on strike against GM, our country’s largest auto manufacturer. When I was growing up in the 60s and 70s, similar disruptions would have rocked our economy and … [Read more…]
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Is There a FI Gene?

I sometimes wonder if there’s a FI gene. Up until my early 40s, I was a financial moron. But not because I knew the difference between financial rights and wrongs and voluntarily chose to engage in financial self-sabotage. Nope, I was a financial moron because I didn’t know better. My family and friends were mostly … [Read more…]
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The Four-Year College: A Cheap Way to Ruin Your Finances

For reasons I’ll address in a future post, I want to learn how to weld. So I sought instruction from my local community college and a funny thing happened. Within a half-hour after my first class started, I was welding. Yep, I know it’s shocking. My community college apparently doesn’t give a crap about transforming … [Read more…]
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Obesity and FIRE

Last Friday, I patted myself on the back and shared some confirmation bias regarding America’s declining competency, particularly as it relates to weight control. Today, I want to discuss how I reversed course mid-life and went from overweight and bordering on obesity to fit and bordering on scrumptious. I think it might help a lot … [Read more…]
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